The Facilities Investment Fund (FIF) is an innovative loan fund in partnership with the Walton Family Foundation providing affordable facility financing to high-performing public charter schools across the country.
Too often, educators seeking to build or expand school facilities cannot secure affordable financing options.
Walton Family Foundation and Civic Builders designed and steward FIF as a leading alternative resource for excellent public charter schools.
FIF Loan Details
FIF offers public charter schools 5-year fixed-rate loans for new construction, acquisition, and facility renovation. FIF loans feature low, fixed interest rates, size up to $25 million, and can fund up to 90% of project costs.

FIF Loan Details
FIF offers public charter schools 5-year fixed-rate loans for new construction, acquisition and facility renovation. FIF loans feature low, fixed interest rates, size up to $25MM and can fund up to 90% of project costs.
New FIF Predevelopment Fund
Key Product Details:
- Available to all authorized charter schools
- Up to 36-month loan term
- Below-market interest rates
- Capitalized for first 24 months
- Eligible costs include but are not limited to appraisals, market studies, legal costs, project management, fees, etc.

New FIF Predevelopment Fund
In our commitment to supporting high-potential, early-stage charter schools with essential, innovative capital, FIF is offering a new product for predevelopment expenses associated with a charter school facility project. Eligible applicants include authorized schools, with a focus on schools in their first charter term, including Year 0 schools. More mature schools will be considered pending availability of funds.
- Available to all authorized charter schools
- Up to 36-month loan term
- 4-5% fixed rate, interest only
- Capitalized for first 24 months
- Eligible costs include but not limited to appraisals, market studies, legal costs, project management, fees, etc.
Use FIF Loans for:
FIF Impact
Loans target supporting schools with limited access to affordable capital
Early-stage schools
Year 0 schools
Schools educating
a high % of scholars
eligible for free or
reduced-price lunch
Non-network operators